Debt repair
What we can do for you
It’s all about you
We’ll take a good look at your financial situation and have a chat about what monthly payments would suit you better. We want to get your monthly payments back down to a level where you can continue to carry on without taking out any further loans.
We’ll do the negotiation
We understand your relationship with the creditors might be strained right now, so don’t worry - we’ll take the stress of dealing with them away from you. We’ll make all the phone calls, deal with all the paperwork and negotiate to get those much needed payment reductions.
We’ll get your interest frozen, and hopefully even lowered
We’ll negotiate to get your interest charges fixed or reduced – giving you space to bring your balances back under control.
Moving forward we’ll make things nice and easy for you
Instead of paying all the creditors separately, all you need to do is make one monthly payment to us – we’ll do the rest.
Remember, your best interests are ours
We represent you, and work for your best interests – not your creditors. As your situation changes and improves, we’ll be here to advise you on what alternative solutions will suit you better.
This is how it works
We believe the most effective way of paying off your debt is with our debt management program. Our program is tailored to manage your finances and get you back on the road to financial control. Our process works like this:
Our experts review your financial situation by looking at your income and spending. They’ll discuss this with you and agree a monthly payment you can afford, which can be distributed amongst your creditors.
We’ll send you some paper work to fill in (not a lot). Once we have received your signed authorisation form and initial payment we’ll put together a financial statement and start to negotiate with your creditors on your behalf to agree reduced payments. We’ve even got a freepost address so you can forward any correspondence from your creditors to us. We’ll deal with it.
We’ll split your monthly payments amongst your creditors, and send you a statement each monthly telling you who have been paid what.
We’ll continue to review your financial situation on a regular basis, and the program can be adapted to meet your changing needs.
Remember, we work for you
You don’t owe us a thing. Our job is to help you get out of debt, not further into debt.
If you’re not happy you can cancel the program at any time, and we’ll refund any outstanding money that has not been sent to your creditors (other than the initial payment). We’re here to act in your best interests, not your creditors.